14 Fireplace Safety Tips You Need Before Christmas Vacation

It is officially cold enough in St. Louis to fire up your fireplace. Everybody loves to cozy up around the fire, and we want to make sure you are safe…
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How to Shop For the Safest Car (Not This One)

Do You Shop For The Safest Car? The Insurance Institute for Highway Safety (IIHS) Has Some Tips. Keep in mind that the IIHS would prefer that your young driver wear…
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Cyber Monday Shopping: 10 Reasons to Buy Cyber Liability Insurance

While a number of Americans are shopping online today for “Cyber Monday,” we highly recommend that you consider buying Cyber Liability Insurance to protect your business. Here’s why: You Have…
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Is Granule Loss On My Shingles Considered Hail Damage? And How To File An Auto And Home Claim.

Is Hail Damage Considered Granule Loss? As we enter into “hail season,” we want to make sure our customers are prepared with all the information they need if they encounter…
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Checklist For Your Next Contractor

Looking For A Contractor? Here’s Your Contractor Checklist As the bad weather rolls in and causes damage to our homes, we begin to question who can and should do the…
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To Shovel or Not to Shovel Your Sidewalk

As the Winter season approaches here is a helpful tip when it comes to shoveling your sidewalk. You need to actually shovel your sidewalk. Not Obligated To Shovel Your Sidewalk…
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Top 20 Most Dangerous Cars

The Insurance Institute for Highway Safety,  www.iihs.org is an excellent source for all kinds of safety statistics and driving tips, including the top 20 most dangerous cars. The IIHS recently…
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Uber Drivers And The MO Auto Policy

Uber Drivers And The MO Auto Policy We just received our first memo from one of our companies that address the Uber ride-sharing company and how their policy will respond.…
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Big Changes Ahead On Missouri Homeowner’s Policies

After several years of unprofitability and further spurred on by the severe weather we have been experiencing in the Midwest the insurance industry is reacting by making one of the…
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Who Pays If A Neighbor’s Tree Falls On My House?

Being in the St. Louis area we get this question asked dozens of times per year. You might think being asked what to do because your neighbor’s tree falls on…
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