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Insurance Fraud, Meet Anti-Fraud Overkill
Unfortunately for the industry, insurance fraud is an everyday reality in the world of insurance. Certain ne’er-do-wells seem to be always trying to pull a fast one over insurance companies,…
Adverse Selection Gone Awry
When an insurance contract is first forged between an insurer and a customer, both parties assume some form of risk. The insurer is taking on the risk that the newly…
Why Progressive Motorcycle Insurance?
You Need Progressive Motorcycle Insurance Oftentimes, we are asked by our clients why we recommend a specific company for their insurance needs and those reasons can vary a lot depending…
What is Premises Liability Insurance?
Anyone entering your property has the right to expect a safe environment. Including homeowners, tenants, landlords or anyone else. It’s the responsibility of the property owner or tenant to provide…
Top 3 Reasons for Using a Short-Term Health Policy Instead of Obamacare
At Insurance Advisors of St. Louis, we rounded up our top three reasons of why you should use a short-term health policy instead of the Affordable Care Act Policy. Use…
How To Lower Your Homeowner’s Rates
What Are Some Strategies To Lower My Homeowners’ Insurance rates? We occasionally get calls from people concerned about their homeowner’s rates. Fortunately, we can make minor changes to your account that…
Are You Buying Into the Affordable Care Act
Affordable Care Act (ACA) a.k.a. Obamacare The Affordable Care Act (more commonly known as “Obamacare”) is a sweeping healthcare reform law passed by Congress in 2010. Its intent was to…
What Are Underinsured or Uninsured Motorist Coverage and Do I Need it?
Underinsured and Uninsured Motorist coverage is an insurance designed to provide medical injury related benefits in the event that you have an accident that is not your fault and the person…
Top 10 Ten States with the Lowest Percentage of Uninsured Drivers
Here are the states in the United States that have the lowest percentage of uninsured drivers. Looking at the percentages of all of these states really is an eye opener…
Auto Liability Insurance Limits
If you are purchasing Auto Liability Insurance in Missouri, we have some advice for you. Our customers ask us all the time what limits we suggest for Auto Liability Insurance.…