What Are Underinsured or Uninsured Motorist Coverage and Do I Need it?

Underinsured and Uninsured Motorist coverage is an insurance designed to provide medical injury related benefits in the event that you have an accident that is not your fault and the person…
Read More

Top 10 Ten States with the Lowest Percentage of Uninsured Drivers

Here are the states in the United States that have the lowest percentage of uninsured drivers. Looking at the percentages of all of these states really is an eye opener…
Read More

Auto Liability Insurance Limits

If you are purchasing Auto Liability Insurance in Missouri, we have some advice for you. Our customers ask us all the time what limits we suggest for Auto Liability Insurance.…
Read More

What is an Uninsured Motorist vs Underinsured Motorist?

We get these questions a lot, and we’re happy to address them. Our customers want to know the difference between an uninsured motorist and an underinsured motorist. The first thing…
Read More

How to Prevent Pipes From Freezing

Frozen pipes are not usually a huge problem in St. Louis, but it occurs often enough. It can cause so much damage that it pays to prevent your pipes from…
Read More

Lateral Sewer Line Collapsed? What You Should Do.

Are Lateral Sewer Line Collapses Covered By My Homeowners Insurance? The most used answer given by insurance agents is: Maybe. We have seen the sewer lateral line covered by a…
Read More

Insurance Coverage For A Flooded Basement

Last month in St. Louis we had a three-day period where it rained incessantly. A lot of our clients had water backing up into their basements. We’ve complied the list…
Read More

Using Uber for Mardi Gras? Read This First.

Uber and St. Louis Mardi Gras Thinking about using the ride share service to help solve your transportation needs for your St. Louis Mardi Gras plans? Great idea. This is a…
Read More

Health Insurance Lost? Open Enrollment Over? Here’s What To Do.

If You Missed Open Enrollment, You Might Still Qualify Open enrollment is over. So what happens if you lose your health insurance after open enrollment is over? You may qualify to…
Read More

Affordable Care Act Penalties and Enforcement

In the year 2016, the Affordable Care Act penalties will be in full force. It will be a penalty of $695 per year, per adult, and half that per child.…
Read More