Spring Cleaning for Your Insurance Policies

Out With The Old & In With The New It’s officially the first day of Spring! The days are getting longer and the weather is getting warmer, which means it’s finally…
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How to Help a Loved One Make Financial Decisions After the Loss of a Spouse

After the loss of a spouse, many seniors find that they must make difficult decisions regarding their finances and way of life. Not only must they cope with the death…
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Cyber Attacks Are Becoming More Common And Dangerous

In an ever-more digital world, cyber threats become more common and dangerous. Any action, event, or set of circumstances that threaten to breach or damage a data storage system can…
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What is Covered by Flood Insurance?

April showers bring May flowers… and unfortunately   flooding. Out of all the natural disasters out there, flooding is on the low side of the spectrum for “most worried” about. People…
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What is A Cyber Attack?

A cyber attack is an attempt to destroy, expose, alter, disable, steal or gain unauthorized access to any computer or computer network.  It’s an offensive maneuver that targets computer networks,…
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The ABCs of Medicare and What You Need to Know

There’s something golden about turning 65. All of your previous challenges with healthcare insurance melt away (for the most part) when you’re a senior. As long as you worked for…
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Out-Of-Pocket Expenses

Out-of-pocket expenses are direct outlays of cash which may or may not be later reimbursed In operating a vehicle, gasoline, parking fees , and tolls are considered out-of-pocket expenses for…
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Russell D. Rothwell

Name: Russ Rothwell Employment Position in Agency: Founder – Insurance Advisors Of St. Louis Years of Experience in the industry: 59 Years Years at Insurance Advisors of St. Louis: 49 Years…
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Insurance

Insurance  is the equitable transfer of the risk of a loss, from one entity to another in exchange for payment. It is a form of risk management primarily used to…
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Boomers: Have Fun Without Risking Your Financial Future

You’ve put in around 40 years of work and raised some kids. Now, it’s time to have fun, but we will tell you how to have fun without risking your…
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