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Applying For Life Insurance
Unlike other forms of insurance, which are often written using standard forms that can be used by multiple customers. Life insurance is uniquely customized to meet the precise needs of…
Vanishing Insurance Deductibles – Brilliant Idea or Is It?
If you watch much television, it’s likely you’ve seen a variety of “vanishing insurance deductible” commercials aired by numerous property insurance companies. The idea behind a vanishing insurance deductibles is…
Calculating Insurance Premiums
Ever wonder how a St. Louis insurance company decides how much to charge its customers in exchange for insurance coverage? Learn how they go about calculating insurance premiums. The Many…
Insurance Fraud, Meet Anti-Fraud Overkill
Unfortunately for the industry, insurance fraud is an everyday reality in the world of insurance. Certain ne’er-do-wells seem to be always trying to pull a fast one over insurance companies,…
Adverse Selection Gone Awry
When an insurance contract is first forged between an insurer and a customer, both parties assume some form of risk. The insurer is taking on the risk that the newly…
Why Progressive Motorcycle Insurance?
You Need Progressive Motorcycle Insurance Oftentimes, we are asked by our clients why we recommend a specific company for their insurance needs and those reasons can vary a lot depending…
What is Premises Liability Insurance?
Anyone entering your property has the right to expect a safe environment. Including homeowners, tenants, landlords or anyone else. It’s the responsibility of the property owner or tenant to provide…
Top 3 Reasons for Using a Short-Term Health Policy Instead of Obamacare
At Insurance Advisors of St. Louis, we rounded up our top three reasons of why you should use a short-term health policy instead of the Affordable Care Act Policy. Use…
How To Lower Your Homeowner’s Rates
What Are Some Strategies To Lower My Homeowners’ Insurance rates? We occasionally get calls from people concerned about their homeowner’s rates. Fortunately, we can make minor changes to your account that…
Are You Buying Into the Affordable Care Act
Affordable Care Act (ACA) a.k.a. Obamacare The Affordable Care Act (more commonly known as “Obamacare”) is a sweeping healthcare reform law passed by Congress in 2010. Its intent was to…