You Need Progressive Motorcycle Insurance
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Oftentimes, we are asked by our clients why we recommend a specific company for their insurance needs and those reasons can vary a lot depending upon their specific circumstances. However, when it comes to motorcycle insurance, we do not hesitate to recommend Progressive Motorcycle Insurance. Not only are their rates competitive, but Progressive’s Motorcycle policy also offers many innovative coverages and features not found in other policies.
For example, the optional Enhanced Injury Protection endorsement provides an income loss benefit that pays up to the weekly limit to the insured for income lost due to injury resulting from a covered accident, and a death benefit that is payable to the surviving spouse or estate of the insured if the named insured is killed as a result of a covered accident. This coverage applies to each named insured and his/her spouse.
Optional Coverages For Motorcycle Insurance Through Progressive
Another optional coverage is the Total Loss Physical Damage endorsement available for vehicles up to one model-year-old and the coverage can be maintained from 2 to 4 years. In the event of a total loss, this optional coverage pays the MSRP of a current model year vehicle of the same make and model. This benefit can be huge in light of the rapid depreciation of new motorcycles. Last, but far from least, is an often-overlooked matter called claim service. Many companies tout their claim service when it comes to auto insurance, but motorcycle claims are a whole different matter. Oftentimes, auto insurance companies who also insure motorcycles use their auto claims adjusters to handle motorcycle claims.
Unfortunately, most auto adjusters are not trained in the field of motorcycle claims. Which usually results in long and unnecessary delays in having your bike repaired. Needless to say, most motorcycle claims occur during our limited riding season. The last thing you want is to lose the use of your bike due to unnecessary delays.
Progressive Insurance is the largest motorcycle insurer, has a staff of dedicated and experienced motorcycle adjusters who’ll handle your claim. You will be back on the road as soon as possible. When all is said and done, your motorcycle policy is only as good as the claim service provided when you need it the most.