What is An Umbrella Insurance Policy?

Understanding Umbrella Insurance An umbrella insurance policy is a secondary coverage that protects more than one property or asset with an extra layer of liability protection. It kicks in when…
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Cyber Monday Shopping: 10 Reasons to Buy Cyber Liability Insurance

While a number of Americans are shopping online today for “Cyber Monday,” we highly recommend that you consider buying Cyber Liability Insurance to protect your business. Here’s why: You have…
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Is Granule Loss On My Shingles Considered Hail Damage? And How To File An Auto And Home Claim.

Is Hail Damage Considered Granule Loss? As we enter into “hail season,” we want to make sure our customers are prepared with all the information they need if they encounter…
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Checklist For Your Next Contractor

Looking For A Contractor? Here’s Your Contractor Checklist As the bad weather rolls in and causes damage to our homes, we begin to question who can and should do the…
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To Shovel or Not to Shovel Your Sidewalk

As the Winter season approaches here is a helpful tip when it comes to shoveling your sidewalk. You need to actually shovel your sidewalk. Not Obligated To Shovel Your Sidewalk…
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Top 20 Most Dangerous Cars

The Insurance Institute for Highway Safety,  www.iihs.org is an excellent source for all kinds of safety statistics and driving tips, including the most dangerous cars. The IIHS recently introduced a…
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Uber Drivers and the MO Auto Policy

Uber Drivers And The Missouri Personal Auto Policy We just received our first memo from one of our companies that address the Uber ride-sharing company and how their policy will…
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Big Changes Ahead on Missouri Homeowner’s Policies

After several years of unprofitability and further spurred on by the severe weather we have been experiencing in the Midwest the insurance industry is reacting by making one of the…
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Who Pays If A Neighbors Tree Falls On My House?

Being in the St. Louis area we get this question asked dozens of time per year. You might think being asked what to do because your neighbor’s tree fell on my house…
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Jewelry Protection Tips and Facts

Don’t keep your jewelry or valuables in an obvious place like the top drawer of your dresser or in a jewelry box. That will naturally be the first place that…
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