Top 20 Most Dangerous Cars

The Insurance Institute for Highway Safety,  www.iihs.org is an excellent source for all kinds of safety statistics and driving tips, including the most dangerous cars. The IIHS recently introduced a…
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Uber Drivers and the MO Auto Policy

Uber Drivers and the Missouri Personal Auto Policy We just received our first memo from one of our companies that address the Uber ride-sharing company and how their policy will…
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Big Changes Ahead on Missouri Homeowner Policies

After several years of unprofitability and further spurred on by the severe weather we have been experiencing in the Midwest the insurance industry is reacting by making one of the…
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Considerations When Buying Motorcycle Insurance

I live in St. Louis, MO what do I need to know about buying motorcycle insurance? Motorcycle insurance policies are very similar to auto insurance in that they provide Liability…
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Who Pays If A Neighbors Tree Falls On My House?

Being in the St. Louis area we get this question asked dozens of time per year. You might think being asked what to do because your neighbor’s tree fell on my house…
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What Goes Into A Totaled Car Settlement

Dealing with what goes Into A totaled car settlement is one of the more difficult aspects of any auto claim. The valuation of the vehicle is going to be the hard…
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Jewelry Protection Tips and Facts

Don’t keep your jewelry or valuables in an obvious place like the top drawer of your dresser or in a jewelry box. That will naturally be the first place that…
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The Wonder Quote

We call them “wonder” quotes because we wonder where their numbers come from. Learn more about The Wonder Quote. The Wonder Quote It usually begins with you receiving an official-looking envelope.…
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Taking a drive at night

Here is a large list of night driving hazards that most may not be aware of. As it begins to get darker our ability to judge distance and road hazards decreases.…
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Filing a Homeowners Claim

Homeowners Claim Damage When disaster strikes and there is damage to your home, here are some tips that will help you file your homeowners claim. Remember there are many situations…
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