Functional Replacement Cost

What is Functional Replacement Cost? Under certain circumstances, a Replacement Cost policy, which requires the insured to insure their home for its full replacement is not practical due to the disparity…
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How to Winterize Your Vacant Home

This article is brought to you by one of our partners, Travelers Insurance. If you have to leave your vacant at any time during the winter, there are several things…
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14 Fireplace Safety Tips You Need Before Christmas Vacation

It is officially cold enough in St. Louis to fire up your fireplace. Everybody loves to cozy up around the fire, and we want to make sure you are being…
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Is Granule Loss On My Shingles Considered Hail Damage? And How To File An Auto And Home Claim.

Is Hail Damage Considered Granule Loss? As we enter into “hail season,” we want to make sure our customers are prepared with all the information they need if they encounter…
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Checklist for your next contractor

Looking for a Contractor? Here’s Your Contractor Checklist As the bad weather rolls in and causes damage to our homes, we begin to question who can and should do the…
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