Bicycle Crash Statistics

Bicycle crash statistics according to the National Highway Traffic Safety Administration (NHTSA) in the year 2016, there were 818 bicyclists involved in fatal accidents in the U.S. This is a…
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Determining Fair Market Value

Insurers use a variety of resources to assess the fair market value (FMV) of your car. For example, many contracts with third-party, independent vendors such as CCC Information Services Group…
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Random Facts Discovered in St. Louis While Helping Clients With A Totaled Vehicle

Insurance Companies In St. Louis Share Facts According to CCC Information Services, a company that tracks auto insurance claims, 12% to 14% of all automobiles involved in an accident will…
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Cars Owners Have Kept For Over 15 Years (Reliable Cars)

There is a certain joy when you’re driving around in your car and it’s been paid off. You don’t really appreciate it for your good, reliable, used car is totaled…
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What is a Vehicle Identification Number – VIN?

A Vehicle Identification Number or VIN is a unique method of identifying a particular vehicle manufactured in the USA and many other countries. Each sequence includes 17 digits that correspond to…
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Auto Safety Recalls

Is Your Car On The Auto Safety Recalls List? The auto industry has recalled more than 64 million vehicles in the year 2016.  According to the National Highway Traffic Safety…
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Uninsured Motorist In Missouri

Accidents happen. One of life’s eternal truths. Auto accidents are no exception. And if you are involved in an accident there’s about a 1 in 5 chance it will involve…
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What To Do if You’re Involved in an Accident With An Uninsured Motorist

If you are involved in an accident with an uninsured motorist, and you have insurance that includes collision coverage, turn the claim over to your company. Good news, you’re covered. Bad…
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Great Insurance Saving Tips For Retirees

You are in the prime of your life, but you know that retirement is getting closer and closer. You’ve pretty much been in cruise control for the last 10 to…
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Uber And Lyft Rideshare Insurance Coverage Gap

As previously stated the Personal Auto Policy specifically excludes coverage for anyone driving for a Rideshare Network Company such as Uber or Lyft.  The Personal Auto Policy excludes coverage as…
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