Contractors Liability Insurance coverage is a version of Commercial General Liability insurance tailored to meet the specific needs of the Contractor risk. It includes bodily injury and property damage coverage for claims arising out of the current operations of the contractor, as well as completed operations after the contractor has finished the job. This is one form of General Contractors Insurance.
- This policy usually includes claims arising out of the acts of sub-contractors who are working on behalf of the Contractor.
- It does not include “Professional Liability” losses such as construction errors or losses arising from the design and/or engineering of a building or structure.
Who Needs General Contractors Insurance?
By law, general contractors, contractors and subcontractors are usually required to carry contractors insurance. Our partners at Progressive Insurance say that typical types of contractors insurance or general liability insurance include:
- Construction Insurance
- Carpenter Insurance
- Plumbing Insurance
- Cleaning Insurance
- Electrician Insurance
- Landscaping Insurance
- Painting Insurance
- Handyman Insurance
- Snow Plow Insurance