Do you have home/auto/business insurance? What happens if you have damage beyond what your policy covers? Do I need umbrella insurance?

Do any of these apply to you – Do I need umbrella insurance 

  • Own a home, rental property or multiple residences.
  • Regularly drive a car or let someone else borrow your car.
  • Have a pool, hot tub, trampoline, ATV, boat or motorcycle.
  • Have a pet or pet sit for somebody else.

If you answered yes to any of these, you might be a good candidate for an Umbrella.

What exactly is an Umbrella? 

  • Umbrella insurance is a type of extra protection that will come into use when the liability limit on your current policy has been exhausted.

What can an umbrella do? 

  • It can fill gaps in coverage or kick in when auto limits are exhausted, such as when in a catastrophic auto accident.
  • It can cover damages that add up due to hospitalization bills, lost wages, and pain and suffering.
  • It can prevent plaintiffs from going after your income if you are sued for an accident and can’t pay the damages.

Click below to get a cheap insurance quote today.

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